Purchase Options

Our simple process, fast credit decisions and convenient financing options make it easy for you to purchase fine jewelry from Daniel’s Jewelers.
Explore Daniel’s Jewelers’ various credit and leasing offerings and choose the options that are best for you.

Daniels_img1
Already have a Daniel’s®
Jewelers card?
Manage your account
  • You Will Be Approved
  • Customized credit options
  • First time credit
  • Second chance credit opportunity
  • Exclusive gifts & rewards

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Already have a Synchrony Bank
Daniel’s® Jewelers card?
Manage your account
  • Every day special financing offers available*
  • No annual fee* or application fee
  • Application decision in minutes
  • Exclusive cardholder discounts
  • A dedicated credit line you can use again & again
    with smart promotional financing offers available.

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Manage your account
  • Simple, transparent, inclusive financing
  • Pay over 3, 6, or 12 months
  • Provide some basic info
  • Instant credit decision
  • No account set up fees
  • No prepayment penalty fees

Preferred Payment OptionsOfferingDetailsMinimum PaymentOnline Application AvailableCredit Bureau InquiryWhere to apply & Details
Daniels_img2 Credit Financing You Will Be Approved. Customized Credit Options Exclusive Gifts, Awards And Offers. $28 New Account opening requires in-store activation. Credit available in AZ, CA, NV, TX At credit application Return to top >
synchrony_img2 Credit Financing Choose from 6, 12, 18, 36 or 60 months promotional financing offers.* Varies depending on promotional financing offer you choose. See the credit cardholder agreement in application for details New Account opening requires in-store activation. Credit available in all 50 States. At credit application Return to top >
Sunbit_img2 Credit Financing Choice Of 3, 6 Or 12 Monthly Payments Varies Available for residents of these states: AK, AL, AR, AZ, CA, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI Only upon completing a purchase; NOT on initial pre-approval Return to top >

*Synchrony Bank Promotional Financing Offers are subject to credit approval. Qualifying purchase amount must be on one receipt. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms.

NO INTEREST IF PAID IN FULL WITHIN 6, 12, 18 OR 24 MONTHS: offers apply to qualifying purchase of up to $1,499 or more after discounts to receive 6 month financing or $1,500 to $2,999 after discounts to receive 12 months financing or $3,000 or more after discounts to receive 18 months or 24 months financing made with a Synchrony Bank Daniel's Jewelers credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not fully paid within 6, 12, 18 or 24 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance.

14.99% APR for 36 MONTHS: on qualifying purchases of $3,000 or more after discounts made with a Synchrony Bank Daniel’s Jewelers credit card. Fix monthly payments required for 36 months. Interest will be charged on the promo purchase from the purchase date at a reduced 14.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.4660% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases.

0% APR FOR 60 MONTHS: on qualifying purchases of $10,000 or more after discounts made on a Synchrony Bank Daniel Jewelers credit card. Equal monthly payments required for 60 months. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases.

*Sunbit financing is subject to approval based on creditworthiness and state of residence. 9.99-35.99% APR. Down payment required. See Rates and Terms for complete details. Financing offered is made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.

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